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“All Monies” Guarantees – Some Good News

In the recent case of National Merchant Buying Society Limited –v- Bellamy and Mallett [2013] EWCA Civ 452; [2013] 2 ALL ER (Comm) 647 the Court of Appeal considered whether an all monies continuing guarantee would be discharged because of …

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Debt Management Companies move to full authorisation is fast approaching

The first application period for Debt Management Companies (DMC’s) to move from interim permission to full authorisation ends on 31 January 2015. There is concern that as a result of the increased regulation and scrutiny from the FCA some DMC’s …

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LSB announce review of Lending Code

The Lending Standards Board (the LSB) announced last week that the Lending Code is to be subject to an independent review.   Lord Hunt of Wirral, Chairman of the LSB stated “Customers have been well served by the Lending Code since …

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FCA & Consumer Credit Regime DWF help you navigate through the changes.