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FCA Highlights the Importance of TCF in TR15/3 Relating to the HCSTC Market

TR15/3 is the FCA’s paper reporting on its thematic review of arrears and forbearance in the High Cost Short Term Credit (HCSTC) market.  This sector has seen a lot of scrutiny in the last year, with the FCA committed to …

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FCA Releases Paper on Consumer Vulnerability

Yesterday, the FCA launched an Occasional Paper on Consumer Vulnerability  aimed at prompting discussions between the regulator and the industry on how they can work together to address issues around vulnerability. View the full Paper at: http://www.fca.org.uk/your-fca/documents/occasional-papers/occasional-paper-8 Various factors including …

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Consumer Credit Regulatory Burden Recedes for Law Firms?

As most law firms will know, the SRA has recently withdrawn from regulating consumer credit activity for such firms. Such withdrawal would have required firms to seek authorisation from the FCA to continue carrying out this type of work as …

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FCA & Consumer Credit Regime DWF help you navigate through the changes.