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Best practice recommendations for dealing with vulnerable customers

The financial services Vulnerability Task Force, convened by the British Bank Association and chaired by the Money Advice Trust, have recently published a report outlining best practice recommendations for the industry when dealing with vulnerable customers. The report identifies nine …

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Are you ready for the Mortgage Credit Directive? D day-21st March is almost upon us

Most mainstream lenders who are used to mortgage credit regulation will be in the process of implementing their changes and many of the requirements will not present too many challenges. Those who have previously only provided second charge mortgages, and …

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Awaiting authorisation for consumer credit? Ignore FCA warning notices at your peril…

On 8 February 2016, the Upper Tribunal (Tax and Chancery Chamber) published its decision in Firm A v FCA,  a decision of which firms still awaiting the outcome of their permission applications should take note. Background On the transfer of regulation …

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FCA & Consumer Credit Regime DWF help you navigate through the changes.